Buyer financing
Finance your next vehicle
We accept all credit — good, fair, or building. Get pre-approved before you bid so you know your budget, then shop over 1 million auction lots without a dealer license.
- All credit welcome
- No dealer license
- Multi-auction inventory
- Fast pre-approval
How financing works
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Apply for pre-approval
Submit a short application with your contact, income, and the type of vehicle you want. There is no obligation to buy.
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Know your buying power
Our financing team reviews your application and helps you understand an estimated budget before you place bids.
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Shop and bid with confidence
Search inventory from auction partners — then bid or buy when you find the right lot.
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Close and drive
After you win, finalize your loan documents and arrange transport through your account workspace.
All credit welcome
Whether you have excellent credit, are rebuilding, or have limited history, you can still apply. We work with buyers across a wide range of credit profiles.
- Good credit — competitive rates and flexible terms for well-qualified buyers.
- Fair credit — options designed to help you get on the road while you improve your profile.
- Building credit — straightforward intake so our team can review your situation and explain next steps.
Pre-approval is not a guaranteed loan offer. Final terms depend on verification, vehicle details, and lender approval.
Example payment
Based on a representative vehicle price of $15,000 with 15% down at 10% APR over 60 months:
$271 / month
Illustration only — your actual payment will vary based on credit, vehicle, taxes, and fees.
Ready to get pre-approved?
Start your application in minutes — then browse inventory with a clear budget in mind.